Frequently Asked Questions
How the calculator works and what the estimates cover.
How the Calculator Works
What does this calculator do?
It converts a freelance hourly rate into annual, monthly, weekly, and estimated quarterly gross income based on the hours per week and working weeks per year you provide. It also runs in reverse: enter an annual gross target and it will derive the implied hourly rate.
What does "gross" mean here?
Gross income is your total revenue before any taxes or deductions. The calculator does not subtract self-employment tax, federal income tax, state tax, health insurance, retirement contributions, or any other expenses. These estimates represent billing revenue only.
What is the math?
Annual gross = hourly rate × hours per week × weeks per year. Monthly gross = annual / 12. Weekly gross = annual / 52. Estimated quarterly = annual / 4. When using annual-to-hourly mode, the hourly rate = annual gross ÷ (hours per week × weeks per year).
What should I enter for hours per week?
Enter the number of hours per week you actually bill clients, not your total working hours. Admin time, sales, and unbillable work are not income-generating and should not be included unless you factor them into your rate separately.
What should I enter for weeks per year?
Use the number of weeks you expect to be actively billing clients. A common starting point is 48 (leaving roughly four weeks for vacation, illness, and slow periods). Adjust based on your actual schedule.
Scope and Limitations
What does this calculator NOT include?
This calculator does not model taxes of any kind (self-employment, federal, state, or local), business expenses, deductions, credits, retirement contributions, health insurance premiums, or any other adjustments to income. It is a gross revenue estimator only.
Can I use this to plan my taxes?
No. These figures are gross estimates only and are not suitable for tax planning. For tax guidance, consult a qualified tax professional or official IRS resources.
Is my data saved anywhere?
No. All calculations run entirely in your browser. No input data is transmitted to any server or stored in any form. See our Privacy Policy for full details.
Are the results accurate?
The arithmetic is straightforward and deterministic. The outputs are only as useful as the inputs you provide. Real income will depend on factors not modeled here, including actual utilization, late payments, variable rates, and project mix.
Gross estimates only. No tax advice. Verify financial and income decisions with official sources or a qualified professional.